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Privacy Policy
- Introduction
- Privacy is significant matter at our Company. We recognize the essentiality of protecting the privacy of the information of our users who access the website to purchase the products listed therein, or to make use of any other related services owned or operated by the Company. We appreciate your trust that we will do so carefully and sensibly. We encourage you to read carefully this Privacy Policy, as it forms an integral part from the Terms of Use, and by accessing the website or using the services, you accept and agree to all the terms under this Privacy Policy. However, In the event that you disagree, you are required immediately to leave the website and make no use of the website.
- This Privacy Policy was prepared to describe our practices in respect of collecting, using and disclosing your Personal Data (defined below), and you will learn, among other things, from this Privacy Policy, about the types of Personal Data we collect, the way it is used, and about data related to the use of cookies and similar technologies, the retention of the Personal Data, security steps to protect the Personal Data, the basis and grounds why we may disclosure the Personal Data to third parties.
- Acceptance of this Privacy Policy.
- By using the services, vising and setting up an account through our website, you are consenting and agreeing to the practices set forth below in this Privacy Policy. The Company shall be referred to as the data controller. If you do not agree with any aspect of this Privacy Policy, you should immediately leave the website or cease the use of the services.
- Certain Definitions.
- For purposes of, and under this Privacy Policy, the following terms shall have the following respective meanings:
- "Company", "we", "our", "us" shall refer to, Fintech marketing services OÜ, a private limited company incorporated under the laws of the Estonia, with registry code 14846829, located at F. R. Kreutzwaldi tn 4-7, 10120, Tallinn, Estonia.
- "Personal Data" shall mean data or information which is related to an identified or identifiable natural person.
- "GDPR" shall mean The General Data Protection Regulation (EU) 2016/679 which is a regulation in EU law on data protection and privacy in the European Union (EU) and the European Economic Area (EEA).
- For purposes of, and under this Privacy Policy, the following terms shall have the following respective meanings:
- Personal Data We Collect
- We have set out below the categories of Personal Data we collect and use about you, including the ways we collect it:
- Information you provide to us. This is the personal data which you provide to us and enabling you to sign up for the website, and make use of our services, as well as, some of the personal data are required by laws to create your account, this may include your full name, email address, phone number, birth date, gender, street address, zip code, bank account information, city, and country and other information as required by the laws and regulations, and in order to help with your identification.
- Information Collected by us. This is the personal data that is collected about you when you’re accessing the website and/or using the services, including, without limitation, device type and identification number, browser type, version and language, date and time of requests, online identifiers including cookie data and IP addresses, URL data, any interaction with our website (linked clicked and accessed pages), geographic non-precise location while using the services or the website, and operating system version of devices.
- Third-Party Sources. We may collect personal data about you from various third parties, and these third-party sources vary over time and may include the following: public databases, partners, technical service partners, advertisers and other advertising partners. We will notify you when we receive information or Personal Data about you from these third parties and regarding the purposes for which we intend to use that Data.
- We have set out below the categories of Personal Data we collect and use about you, including the ways we collect it:
- Legal Basis and Purposes for processing your Personal Data.
We have described below the reasons why we process your Personal Data, and the associated legal basis we rely upon which legally permit us to process that Data, e.g. GDPR (“Article 6”: lawfulness of processing), as well as, when you grant us your expressly consent, and in order to execute any agreements or contracts we entered with you, and for legitimate business interests to ensure and protect our services, therefore, we may use such Personal Data as follows:
- Compliance with legal requirements, regulations, and law enforcement requests. It is essential and vital to collect and use the Personal Data with compliance of the applicable laws.
- Performance of Obligations and Contracts. We need to collect the Personal Data to enforce our agreements with you and third parties, and to monitor, investigate and prevent any illegal acts associated with our users’ account and to be able to provide our services according to the contractual terms under any agreement.
- Marketing, Promotion, and Advertising purposes. We may use your Personal Data to send you marketing communications (e.g. using email), so we can provide you with promotional offers, and notify you about the latest content and products.
- Exercise or defend legal claims. Your Personal Data can be used to effectively investigate, settle, resolve any open, pending and unresolved matters, issues, or disputes, and to protect our legal legitimate interests.
- Research and Developments. To evaluate and develop new features, contents, technologies, and make improvements to the services, to conduct research, data analyst and surveys.
- Providing our Services including General Comminutions. To provide Company's services we require to communicate with you concerning administrative matters, security issues, or to be able to reply to questions and feedback, troubleshoot problems, news, updates and notices in connection with your account.
We shall not use your Personal Data for purposes and reasons other than those mentioned above, without your explicit consent and permission.
- With Whom we may Share your Personal Data
- The Company may share your Personal Data in line with the earlier detailed purposes, and to the extent that it is required to do so pursuant to any applicable laws, rules or regulations, and in compliance with the Terms of Use, with or by your explicit consent or by your request, and based on our legitimate business interests. Any shared third party will be knowledgeable concerning the confidential nature of such information. We may disclose your Personal Data in the following circumstances:
- We will share your Personal Data with our financial institutions and payment processors as necessary to enable them to process your payments.
- When we are obligated to share such Data by arbitration decision, court decision, rule, or order, subpoena, or similar legal procedure, or to report suspected illegal activity, or to investigate violations of our Terms of Use, or breach any of other applicable policies.
- We will share your Personal Data in those cases of merger, acquisition, or sell or negotiate to sell our business to a buyer or prospective buyer. In this situation, the Company will continue to ensure the confidentiality of your Personal Data and will notify with its users before any Personal Data is transferred to such buyer or becomes subject to a different privacy policy.
- We cooperate with service providers that operate on our behalf which may need access to certain Personal Data in order to provide their services to us or you directly. These entities include those we have hired to operate the technical infrastructure that we need to provide the services, assist in protecting and securing our systems and servers, and help market this website and the products, including, partner products, services, events, and co-branded promotions in which we may be involved.
- With our trusted advisors who provide, legal, banking, compliance, accounting, or other consulting services in order to complete third party financial, technical, compliance and legal audits of our operations or otherwise comply with our legal obligations.
- The Company may share your Personal Data in line with the earlier detailed purposes, and to the extent that it is required to do so pursuant to any applicable laws, rules or regulations, and in compliance with the Terms of Use, with or by your explicit consent or by your request, and based on our legitimate business interests. Any shared third party will be knowledgeable concerning the confidential nature of such information. We may disclose your Personal Data in the following circumstances:
- Cross Borders Transfers
- The Company may share your collected Personal Data with our affiliates (if applicable) in order to carry out the activities specified above in this Privacy Policy. We may sub-contract processing to, or share your Personal Data with, third parties located in countries other than your country, therefore, the Personal Data may be subject to privacy laws that are different from those in your country.
- Prior to sharing your Personal Information with any third party, we will enter into a written agreement that the third party provides at least the same level of protection for the personal information as required under applicable data protection laws.
- Third Party Websites
- We may display ads from third parties service providers and other content that links to third-party websites. We cannot control or be held responsible for third parties’ privacy practices and contents. If you choose to click on a third-party ad, link, or use of their services, you agree and understand that you are leaving our website, and any personal data you provide will not be covered by this Privacy Policy. Please read any relevant third-party privacy policy to find out how they collect, process and store your Personal Data.
- Retention of Personal Data.
- We will keep your Personal Data only as long as necessary to provide you with the services and for legitimate and essential business purposes, such as maintaining the performance of the services and complying with required legal obligations and resolving disputes.
- Upon your request, we shall delete or anonymize your Personal Data so that it no longer identifies you, unless we are legally allowed or required to maintain certain Personal Data, including if there is an unresolved issue relating to your account or an unresolved demand, claim or dispute, we will retain the necessary Personal Data until the issue is resolved, and where we need to retain your Personal Data for our legal, tax, audit, and accounting obligations, we will retain the Personal Data for the period required by applicable law, and where necessary for our legitimate business interests such as fraud prevention or to maintain the security of our users.
- Data related to the retention periods is subject to the relevant jurisdiction, however we may retain your Personal Data following the termination of the account as long as required under the laws and regulations of any applicable jurisdiction.
- How We Protect your Personal Data
- We implement appropriate technical measures to help protect the security of our users' Personal Data. However, please be aware that no system is completely and absolutely secure (we cannot ensure the security or confidentiality of data you transmit to us or receive from us by Internet or wireless connection).
- We have implemented various policies including, encryption, access, and retention policies to safeguard against unauthorized access and unnecessary retention of the Personal Data in our systems. Nevertheless, we may not guarantee that loss, unauthorized use, or alteration of the Personal Data will not occur. We encourage you to use a strong password that is unique to account, never share your password with anyone, limit access to your computer and browser, and log out after having used the website.
- Cookies
- We may make use of the standard practice of placing tiny data files called cookies, flash cookies, pixel tags, or other tracking tools (hereinafter, “Cookies”) on your computer or other devices used when engaging with us. We use Cookies to help recognize you as a user, collect information about your use of the website, so we can better customize the content or services for you, and to collect information about your computer or device to ensure our compliance with our legal obligations. for more information see the Cookies Policy.
- Marketing
- To the extent and under the applicable laws we may send you offers in regard to our products and services, for marketing purposes only. Based on our lawful interests, and as permitted by applicable law, and by your express consent, we may use electronic means such as email to contact you, however, you may elect to opt-out, or send us email informing us to cease from sending you any marketing content. We will request your explicit consent prior to sharing any Personal Data belongs to you with any third parties for marketing purposes.
- Your Rights
- We believe in operating with transparency to help any user to read, understand and make use of the applicable data laws rights. As available and except as limited under applicable laws, the rights afforded to individuals are: to be informed of, and request access to Personal Data we process about you; to request that we amend or update your Personal Data where it is inaccurate or incomplete; to request that we delete part or all of your Personal Data; to request that we temporarily or permanently stop processing all or some of your Personal Data; in addition, the right, at any time, to object to us processing your Personal Data on grounds relating to your particular situation; the right to object to your Personal Data being processed for direct marketing purposes; the right to request a copy of your Personal Data in electronic format, and the right to transmit that Personal Data for use in other party’s service; the right not to be subject to automated decision-making.
- Your rights to such Personal Data are not absolute, as they subject to our legitimate interests, laws and regulatory requirements, or other reasons we deem necessary. In case you have any concerns, questions, or requests, about your rights and how to exercise them, we hope you may contact us at orders@profitmachine.eu
- Notwithstanding the above, you have the right to lodge a complaint with the applicable authority under your jurisdiction, or your local data protection authority.
- Children’s Personal Data
- We do not deliberately collect, maintain, or use any Personal Data from any person under the age of 18, and no part of our products and services are directed towards individuals under the age of 18. If you learn about any person under the age of 18 who has provided us with any Personal Data, please report to the following email at orders@profitmachine.eu so we can immediately take the required steps to close the account and delete such Personal Data.
- Amendments to this Privacy Policy
- We may, from time to time, change, amend, or modify this Privacy Policy, as required by the laws or regulations, and we shall notify you regarding any changes to this Privacy Policy via email, or by other electronic means, and we will assure to announce and update the revised version of this Privacy Policy on this website.
- Contact Details.
- If you have any questions, concerns, comments or complaints in respect of this Privacy Policy, please email us at orders@profitmachine.eu
Cookie Policy
- Introduction
- This Cookie Policy is a declaration to all users regarding the cookies and similar technologies that will be used on this website or other related websites, pages, contents, and features we operate or own (hereinafter, "Website") and when you access and use some of the provided services, and among other things, what user data they track, for what purpose, and where this data is sent.
- Our cookies and similar technologies have different functions, as they are necessary for the functioning of our services, they help us improve our performance, they give you extra functionalities, or help us to serve you relevant and targeted ads.
- We use cookies and similar technologies that only remain on your device for as long as you keep your browser active (session) and cookies and similar technologies that remain on your device for a longer period (persistent). You have the right to block, delete, or disable these cookies if your device permits so. You can manage your cookies and your cookie preferences in your browser or device settings.
- We consider information collected by cookies and other technologies as non-personal information, unless otherwise expressly stated by laws.
If you reject the use of these cookies, please disable them using the instructions in this Cookie Policy, by following the 'opt-out' links provided below or by changing your browser settings so that cookies from us cannot be placed on your computer or mobile device.
- What Are Cookies?
- Cookies are little text files which are stored on the browser or hard drive of your computer or mobile device when you visit a webpage or application. Cookies function to make your experience browsing our Website as smooth as possible and they remember your preferences, so you will not need to insert your details again.
- There are different types of cookies. Some cookies come directly from us and others come from third parties which place cookies on our Website. Cookies can be stored for varying lengths of time on your browser or device. Session cookies are deleted from your computer or device when you close your browser. Persistent cookies will remain stored on your computer or device until deleted or until they reach their expiry date.
- Type of Cookies we Use
- Necessary cookies. These cookies are necessary for the Website and other services to function. They are usually only set in response to actions made by you which amount to a request of services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the Website will not then be able to work. These cookies do not store any personally identifiable information.
- Performance cookies. These cookies allow us to count visits and traffic sources, so we can measure and improve the performance of our Website. They help us know which pages are the most and least popular and see how visitors move around the Website. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies, we will not know when you have visited our Website.
- Targeting cookies. These cookies may be set through by our advertising partners who may use them to build a profile of your interests and show you relevant adverts on other websites. They do not store directly personal information but are based on uniquely identifying your browser and internet device. If you do not allow these cookies, you will experience less targeted advertising. Such advertising will only be delivered where permitted by applicable law.
- Why We Use Cookies?
- We use cookies to enhance your browsing experience by: recognizing when you login and what your preferred settings are, giving you a browsing experience that is unique to you, and to serve you content which we believe improves your experience on our Website, and analyzing how your use of our Website can help us to troubleshoot any problems and to monitor our own performance.
- Third-Party Cookies
- We may use third parity service providers, to allow us to serve you with advertisements. These third-party providers may use third-party cookies, web beacons, or similar technologies to collect information about your visit to our Website. They may also collect your device identifier, IP address, or identifier for advertising. The information that these third parties collect may be used to provide you with more relevant advertising on our Website. For the avoidance of doubt, third-party cookies are covered by the third-parties’ privacy policies, and we do not control the types of information collected and stored by these third-party cookies.
- Other Similar Technologies we Use
- We may use other similar technologies, like web beacons to track users of our services. Web beacons, or "clear gifs," are tiny graphics with a unique identifier, and they are used to track the online movements of web users. We and our third-party service providers employ web beacons to help us better manage content on our services, by informing us which content is effective and more efficient.
- Similar Technologies we may use can refer to technology that store information in your browser or device utilizing local shared objects or local storage, such as flash cookies, HTML 5 cookies, and other web application software methods.
- How to Manage or Disable Cookies and Similar Technologies
- You can control the use of cookies at the individual browser level by clicking on the 'Help' or 'Edit' or 'Options' menu on your particular browser to learn how to manage your cookie preferences, or you can find comprehensive information about how to change your browser cookie settings. Please visit the following websites: http://www.allaboutcookies.org or http://www.youronlinechoices.eu/ or https://optout.aboutads.info/.
- Changes to this Cookie Policy
- We may, from time to time, revise, change, or modify this Cookie Policy, due to legal or regulatory grounds or otherwise, and in the event we update so, we shall notify you via email, or you will receive an alert when you access the Website.
- In addition, we urge you to visit regularly this page on the Website to ensure that you are fully aware about the most updated version hereof.
- Contact Us
If you have any questions or concerns about this Cookie Policy, please email us at orders@profitmachine.eu